Sovereign AI for Lending
Sovereign AI for modern lending.
Synapze is the data intelligence fabric that plugs into the systems lenders already run — Headless LOS, Headless LMS, and onboarding, unified by sovereign AI. It fits into your stack, stays inside your walls, and pays for itself in under six months.
Running in banks and lenders across the US, DACH, and CEE.
Your Existing Stack
Synapze Intelligent Process Fabric
One API surface · sovereign AI inside your perimeter
The Problem
Lending can't keep up with AI.
The AI options on the table are all wrong for regulated, mid-market lenders.
Trapped in the core
Lending workflows are buried inside legacy core banking systems. Multi-year change windows leave no room to ship AI.
Incumbents move too slowly
The big LOS and LMS vendors ship features on 18-month cycles. The AI is bolted on, not native.
GenAI doesn't fit
Cloud-only, US-centric, $500K+ contracts. The wrong shape for regulated lenders who need data to stay home.
Fewer than 5% of regulated lenders have deployed meaningful AI automation. That gap is where we work.
The Insight
Lenders don't need another platform. They need a fabric.
You already own your core, LOS, LMS, and CRM. Ripping them out is a non-starter. What you need is a thin data intelligence fabric that runs alongside your stack and ships AI workflows in weeks — not years.
Rip and Replace
18–36 months
€2M+
The Synapze Fabric
12 weeks
from €40K
The Platform
Three modules. One fabric.
01 — Origination
Headless LOS
AI-native loan origination via API.
02 — Servicing
Headless LMS
Loan servicing as a service.
03 — Onboarding
Onboarding
Customer onboarding in minutes.
93%+
Model accuracy
12 wks
To first workflow live
20×
Lower cost than cloud AI
<6 mo
Payback period
Use Cases
Sovereign AI for regulated industries.
Proof
Real deployments. Replicable results.
Not pilots for the sake of pilots — production work at banks and lenders across three regions.
Hungary / Croatia
Top CEE bank
Loan origination and loan contract generation.
Germany
Credit union / bank
Transaction monitoring in production; onboarding underway.
Germany
Private bank
Loan origination for consumer applications.
United States
Community bank
Loan management: ticklers and covenant updates.
Germany
Loan aggregator
Lending lifecycle management.
United States
BaaS bank
Onboarding delivered as a platform service.
Start with a one-model pilot.
A 30-minute discovery call, a no-obligation ROI assessment, then a pilot on a single process. Prove it works before you commit.